super_shark

remark没有，自己累加的话，怎么向税务局提供证明呢？

Post by 香水有毒
自己交的那部分公司携载t4/R1的remark 部分。如果没有写，只好自己累加了，因为每个payroll上都有扣项金额，把全年的加起来。

香水有毒

那就寄给他们最后一份payroll作为sample proof，或者让公司开一份证明。

Lalune06

仔细阅读我前面写的差额和公式，你就知道在哪里了。More explanations as follows

Generally, box J = quebec - federal = company contribution to your insurance

in case quebec - federal = 0 but Box J >0, Box J has been included in federal income, it can be used to claim as medical expenses, or the company contribute all to your insurance. If avantages each month is equal to the deduction, the number will be doubled for claim. If different, you have to sum them. However, it's a very rare case.

in case quebec - federal = 0 and Box J=0, the company doesnot contribute to your insurance. Meanwihle, if you are deducted each month for insurance, you have to sum them. However, it's also a very rare case.



That's it.

If you are using software to file the income tax, it will automatically compute all the related expenses following what I have said.


Notes: Some companies really donot contribute to employees' insurance. In contrast, some companies contribute all to the insurance. It really depends. Therefore, following the above formula will not yield mistakes in the computation of medical expenses if you deal with the returns by hand.

Post by tnbird
嗯，我也是这样理解的。可是，真的是这样吗？依据在哪里？我们现在只能从RL1-J上看到公司部分，我们contrubution的依据呢？

香水有毒

不是吧，J=公司供款=quebec-federal (我t4/r1上结果是如此），我的T4/R1下面有Remark, 说medical expenses 若干，而这个金额恰好是每月从工资中扣的保险数额总和。我的case是，公司付的少，我自己付的多。

francaismtl

我买了12年的Life Stage Plus RRSP，不知道将来能拿回来多少

Lalune06

For your special case, I can't say anything except you have to sum them up.

if 这个金额恰好是每月从工资中扣的保险数额总和。 it also follows what I have said.

Post by 香水有毒
不是吧，J=公司供款=quebec-federal (我t4/r1上结果是如此），我的T4/R1下面有Remark, 说medical expenses 若干，而这个金额恰好是每月从工资中扣的保险数额总和。我的case是，公司付的少，我自己付的多。

香水有毒

谢谢你的答复，其实我们两个说的是一个意思。你一定是专业人士，这么有耐心在这里解释。我也是这两天在这里才得知一些早该知道的常识，还好以前的错误也有机会纠正。再次感谢。

Lalune06

No I am not at all. I am only interested in that. Thanks

Post by 香水有毒
谢谢你的答复，其实我们两个说的是一个意思。你一定是专业人士，这么有耐心在这里解释。我也是这两天在这里才得知一些早该知道的常识，还好以前的错误也有机会纠正。再次感谢。

linsunrise

**Your total expenses have to be more than either 3% of your net income (line 236) or $1,926, whichever is less，如果符合条件的话，那么你就可以要回来。**

我每年也是交上千的保险费, 但是如果收入超过4万(40000*3%=1200),就要不回来什么了.要是收入低的话,本身就不会交什么税.
按照你说的可以要回不少,所以想请问一下是不是我漏掉了什么重要的部分?

Post by 香水有毒
昨晚认真学习，终于发现ufile可以做adjustment，这样我就可以追报这几年没有claim的medical expenses. 昨天自我批评，不，是自我鞭挞了很久，怎么如此无知，居然不知道自己一年交了上千的保险是算在Medical expenses 内的! 以前保险公司未报的部分每年也就1000多，想到没有超过3%或超过的不多，也就懒得报了，现在加上交的保险费，每年都可以报。如果要回来了，真应该请大家。。。吃点啥。。。;)
哎，千万不要多交税呀。

香水有毒

你漏掉了我看病没有报回来的部分;) 其实那都还是自己的钱。