colossal888

今年突然发现去年 2024 RRSP 少报了一张表 （银行去年 5 月份才上传表格到 CRA 网站，所以去年报税时没发现）
问  chatgpt 咋弄

以下是部分答案

To change a previous year’s tax return with the CRA, you generally have to wait until you receive your Notice of Assessment (NOA) for that year. You cannot change a return while it is still being processed.

Here are the three ways you can do it:

1. Online via "My Account" (Fastest)

This is usually the easiest method and takes about 2 weeks to process.

• Log in to your CRA My Account.
  
  
  
• Go to the "Tax Returns" tab.
  
  
  
• Select "Change my return."
  
  
  
• Choose the tax year you want to adjust and follow the prompts to enter the new info.
  
  

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接着问如何在不影响 2024 年度报税的情况下，在 2025 年度 CARRY FORWARD

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我的问题：how make change 24500, but not change 20800, claim change next year
回答：

• Increase Line 24500: Change this to include the full amount of your contribution receipts. By increasing this line, you are "reporting" the contribution to the CRA.
• Keep Line 20800 the same: Since you don't want to use the deduction now, do not increase Line 20800.
• The Result: The CRA will see the contribution (Line 24500) but notice you didn't claim it (Line 20800). They will then list this amount as "Unused RRSP contributions" on your next Notice of Assessment.
  
  

Why this works

• Carry Forward: Once the CRA processes this change, the unused amount is automatically "carried forward."
• Claiming Next Year: When you file your taxes next year, you will see a line for "Unused RRSP contributions from previous years." You can then enter the amount there to finally reduce your income and get your refund.
  
  

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感觉太给力了
希望对大家有帮助