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在过去的几年中做过的好东东!

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发表于 2009-3-29 07:46 | 显示全部楼层 |阅读模式
Changing Bank, changing credit cards, found . . . . .

I'll try to present the options and resources, each one is a bit different.  Do your own comparison based on your situation and pick the one u think best suit your needs.
 楼主| 发表于 2009-3-29 07:51 | 显示全部楼层

更改网上银行

I've been with one bank for XX years, overtimes my branch was closed, moved  . . . .

Internet Banking started may be about 2 or 3 years ago, currently they are offered by:
1. I-N-G-DIRECT dot CA (remove "-" for web site, Sinoquebec keep deleting this one)
2. www.hsbc.ca
3. www.royalbank.com

Previous discussions:
http://sinoquebec.com/bbs/showthread.php?t=418893

I'm happy with HSBC, no more counting of transactions, no more fees.

REMINDER: if u have someone 65+ in family, most banks offer NO FEE checking A/C, +:
TD - FREE CHEQUES + FREE DRAFTS
SCOTIA - FREE CHEQUES + FREE DRAFTS, NO FEE a/c for 60+
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 楼主| 发表于 2009-3-29 08:08 | 显示全部楼层

变更信用卡

Air Miles credit cards, bloody useless (for me). . . . .

Same as before, u need to make your choice for your situation.  Detailed discussions:
http://sinoquebec.com/bbs/showthread.php?t=131761

I'm happy with what I've found for myself:
RBC Select Gold for FREE collision damage insurance when rent car.
PC MasterCard for groceries: http://sinoquebec.com/bbs/showthread.php?t=617558
Starbucks Visa for free coffee: http://sinoquebec.com/bbs/showthread.php?t=616623
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 楼主| 发表于 2009-3-29 08:18 | 显示全部楼层

住宅电话 + 上网

Basic regular land line phones are offered by: Bell, Rogers, Primus.

I'm still with Bell, got $95+$40 to come.  Details @ http://sinoquebec.com/bbs/showthread.php?t=631126

For my situation, I'd love to have Primus Basic Phone+unlimited Lite Internet.  Unfortunately, $$ increased from $30+T => $35+T/mth. Old discussions @ http://sinoquebec.com/bbs/showthread.php?t=372233

Most likely I'll change to
1.  Primus Basic Phone $19.95+ $0.40(911++)+T=$22.97 (vs.$26.38 by Bell).  + get Aeroplan for spending.
2.  FREE dialup modem by http://account.juno.com/s/landin ... &productId=free

Ideally, I can find an old Primus customer who will transfer their old $30 package to me, IF that's allowed.

REMINDER:  Many cheap VOIP phones, check for yourself.  Do not use Primus VOIP phone, PROBLEMS.
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 楼主| 发表于 2009-3-29 08:31 | 显示全部楼层

玩Bell提供的 3个月免费上网

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 楼主| 发表于 2009-3-29 09:04 | 显示全部楼层

冬季酿酒

Only written may be ~70%, will continue when I have time, may be next winter:

1. MP 自酿 (0)+(2) merged into 如何酿制葡萄酒 @ http://sinoquebec.com/bbs/showthread.php?t=476692
2. MP 自酿 (1) - 2年前写的东东 @ http://sinoquebec.com/bbs/showthread.php?t=605911
3. MP 自酿 (3) - 酿红/白葡萄酒 的变化玩法 @ http://sinoquebec.com/bbs/showthread.php?t=605967
4. MP 自酿 (4) - Fact & Fiction + Mics. @  http://sinoquebec.com/bbs/showthread.php?t=606965
5. MP 自酿 (5) - Resources @ http://sinoquebec.com/bbs/showthread.php?t=606966
6.  Quick rough listing of suppliers @ REPLY#7 of http://sinoquebec.com/bbs/showthread.php?t=622118

要交朋友的,问问题的,那边看 - 与喜欢做葡萄/啤酒的朋友交流@ http://sinoquebec.com/bbs/showthread.php?t=545245
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 楼主| 发表于 2009-3-29 09:06 | 显示全部楼层

夏天种花

Every year, I get my summer flowers FREE from City.  Put them into my planter boxes, give some to a friend in Ville Anjou.  It's a lot of fun to see them grow.  Details @ http://sinoquebec.com/bbs/showthread.php?t=631249

If u don't have time to go, or not available in your area, or don't want to wait:
just buy your "baby flowers :p" from Loblaw/Maxi/Cdn. Tire/Home Depot/etc.  ~$2-$5/box of 6 or 12 plants.

那么  。  。  那么  。  。  。  。  。  整个夏天你都像我一样  。  。  。  。  。   天天与花儿谈心 和对饮!哈哈!
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 楼主| 发表于 2009-3-30 16:15 | 显示全部楼层

买保险

刚刚支付了 我们的保费。有房子的同学们 应该都买了保险。在经济下滑的期间,可能有更多的爆窃案和抢劫。租房子的同学们,如果您家里有许多有价值的东西,可能要考虑保险。

我们的小地方 没有什么有价值的东东,但需要买 责任的保险。例如: 我们的水管爆裂==>影响周围的邻居。

已经在用 XYZ :cool: ,今年的保费还可以,不知道 明年如何去找 更便宜+更好的了,哎! 加拿大 保险万岁,哎!

可以看看以下的网(车险/房险/etc.): http://www.kanetix.ca/
+请教哪家公司的汽车保险较便宜 @ http://sinoquebec.com/bbs/showthread.php?p=423518#post423518
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 楼主| 发表于 2009-3-30 16:49 | 显示全部楼层

又电话 。 。 。 。 。 长途预付卡~ 公共付费电话(public pay phone)

Many cheap:
- VOIP phone includes cheap LD options, many ads. on this web site/newspaper
- LD companies: www.wlink.ca + (I can't find that posting :confused: )
- prepaid phone cards
recent: http://sinoquebec.com/bbs/showthread.php?t=613852
old:  can't find it now :confused: , I use the green Calling Card.

Today, Bell charges $0.50 for using public Pay Phone.  I use President's Choice prepaid long distance card (Provigo/Loblaw/Maxi), valid for 6 months, only charge the regular $0.04/minute, [color="Red"]NO pay phone charge.
(Don't know if they will change policy.)
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 楼主| 发表于 2009-4-1 09:31 | 显示全部楼层
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