渣渣 发表于 2017-3-18 15:17

关于车险

懒了两天没入车库,后盖被人砸了个大坑。
这两天下大雪,雪太滑,出车库不方便,就临时停外面两晚。今天早上发现后盖被砸了个大坑。
玻璃和车灯没事。像是用拳打的。知道是谁干的,但没有证据。
请问这种情况保险赔吗?全保的。保险经纪的电话也丢了。

wang01_99 发表于 2017-3-19 10:49

By my experience, if you take your car to a police station, tell them what happened to your car, they will give your a form to fill there and give you a case number. Then, call your insurance company, explain to them what happened, tell them your case number, they will pay to repair the damage.It is a vandalism and you are not responsible at all. Good luck!

渣渣 发表于 2017-3-19 23:00

thanks a lot

ssbhxxlinda 发表于 2017-3-20 21:57

赔,一定陪,这个不是hit and run ,你不需要报警,直接打电话给保险公司即可,除非保险公司要求你报警,还有,因为你是全险,但不是责任方所以可以不用付deduction fee, 但以前如果你申报了保险,就恐怕影响你来你的保费。
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