liusy641 发表于 2015-3-9 20:16

单险别人撞你到底谁赔

困惑已久,如果只买第三方险,出了事故对方全责,自己的车坏了,是对方保险公司赔,还是自己保险公司赔,还是根本就不赔?如果是自己保险公司赔,那第二年岂不是要涨保费

q2006c 发表于 2015-3-9 21:07

这是第三方责任险的定义:

Liability insurance purchased by an insured (the first party) from an insurer (the second party) for protection against the claims of another (the third) party. The first party is responsible for its own damages or losses whether caused by itself or the third party.

就是说出了问题,你的保险公司一律不赔你,不管责任在谁。但是,如果对方全责,那么由对方保险公司赔你。


ly2012 发表于 2015-3-9 22:41

"别人撞到你"、“不管责任在谁”、"对方全责",呵呵,我不相信是中国人就能看懂中国话。:P

liusy641 发表于 2015-3-10 10:38

q2006c 发表于 2015-3-9 21:07
这是第三方责任险的定义:

Liability insurance purchased by an insured (the first party) from an insu ...

但据说魁省都是自己保险公司付钱

betterview 发表于 2015-3-11 09:48

ly2012 发表于 2015-3-9 23:41
"别人撞到你"、“不管责任在谁”、"对方全责",呵呵,我不相信是中国人就能看懂中国话。 ...

do you think you are Chinese?

Moderator4 发表于 2015-3-11 15:53

liusy641 发表于 2015-3-10 11:38
但据说魁省都是自己保险公司付钱

3月22日有免费车险讲座,是免费问问题的好机会:http://www.sinoquebec.com/forum.php?mod=viewthread&tid=1056135&extra=page%3D1&_dsign=2fa4507d

ly2012 发表于 2015-3-13 16:44

betterview 发表于 2015-3-11 10:48
do you think you are Chinese?

至少我们在说中国话。:lol

betterview 发表于 2015-3-13 17:11

ly2012 发表于 2015-3-13 17:44
至少我们在说中国话。

but obviously you don't understand Chinese.
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